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Home Loans
Own your dream house or renovate your home with the UCPB Home Loan! If you have been employed or in business for at least 2 years with a minimum gross monthly income of P50,000.00, you are qualified to apply for a UCPB Home Loan. Please choose from UCPB Home Loan Offerings:Loanable Amount: desired monthly payments. Loan Terms: amortizations Interest Rate: Click here to see our competitive interest rates. Payment Convenience: (for corporations) to setup recurring monthly payments Processing Requirements: Information on personal data and income signatories - Income Tax Return or Certificate of Creditable Tax Withheld at Source for at least three (3) years -Certificate of Employment and Salary ; payslip for the past three (3) months - Income Tax Return and Audited Financial Statement for three (3) years - In-House Financial Statements for at least three (3) years (if necessary) - Certificate of Business Registration (SEC / DTI) - Articles of Incorporation / Partnership and By-Laws - Business Background / Company Profile - List of major suppliers and customers (pls. indicate telephone number and contact person) - Marriage Contract (if applicable) - Bank Statements / Certification - Titles to properties owned but not offered as collateral (if any) - Lease contracts of income generating properties (if any) - OR/CR of vehicles owned (if any) - Stock Certificates (if any) Information on collateral property specifications If loan is for refinancing Insurance Requirements the outstanding real estate loan in case of death of the principal borrower before the maturity of the loan. This shall be compulsory to all borrowers regardless of age. Premium payments shall be paid annually by the borrower Interested in UCPB Home Loans? Download the application form here Send by email to crc@ucpb.com Or contact your nearest UCPB branch to learn more. Still looking for a house or condominium unit? View UCPB’s assets for sale here. |
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