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Frequently Asked Questions


What is the UCPB Point-of-Sale (POS) Collection Service?
UCPB Point-of-Sale (POS) Collection Service allows you to collect payments electronically from your customers' locally-issued ATM debit cards through the use of Point-of-Sale terminals.

What cards can be used?
Over 30 million MegaLink, BancNet, and Expressnet ATM cards are accepted. The UCPB POS Collection facility does not accept credit cards.


What are the benefits?
It minimizes the risk and cost associated with handling physical cash because all payments are made electronically. It also makes your collection more convenient because electronic reports are provided for your easier reconciliation.


How long will it take for a transaction to be completed?
The standard transaction turnaround time is up to 90 seconds from the time a card is swiped to the time the transaction is authorized. This may be shortened when mobile signal is strong in your area.


What is the maximum transaction amount that can be processed through the POS?
The maximum amount is dependent on the cardholders' ATM withdrawal limit with their bank. The cardholders may contact their respective banks to increase their ATM withdrawal limit in case they want to transact large amounts through the POS.


When will the funds be credited to my collection account?
The funds collected from the UCPB POS Collection service will be credited to your designated collection account on the next banking day. The 1-day turnaround time for crediting of collections is MegaLink's standard for fund settlement with all card-issuing banks.


What reports will be provided?
A daily collection report containing all the collections made across all your POS terminals will be provided on the next banking day through email or via Secure File Transfer Protocol (SFTP).




  • 24/7 CRC ATM Concern
  • CRC Assistance




ATTENTION: All E-Channels Users

Our web-based electronic banking facilities will be temporarily unavailable on Sunday, July 5, 2015 from 12:01 A.M. until 2:00 A.M.

The facilities covered by the system maintenance are UCPB Connect, Mobile Phone Banking, My1Time Payment, CM.Biz, CCA.Biz, Checkwriter.Biz and PDC.Biz.

Our ATMs and Telebanking facilities will be available throughout the weekend.

We encourage you to schedule your electronic banking transactions before or after the scheduled service interruption.

We apologize for the inconvenience that you will experience during this time. We are doing these to ensure consistent and improved service delivery for you.

ATTENTION: Local Holidays

Please be advised of the following local holidays and the UCPB branches that will be closed:

  • Thursday, July 16, 2015 - Ozamis Branch (Charter Anniversary)
  • Wednesday, July 22, 2015 - Tagbilaran Branch (Bohol Day)

Our ATMs, Internet and Mobile Banking Facilities will be available even during the holidays.

Thank you.

UCPB Mastercard / Card Services Inc. Payment Instructions

UCPB Sorsogon Branch Relocation

UCPB Sucat Branch Relocation

US Dollar Savings Account Interest Rate Adjustment

Demonetization of New Design Series (NDS) Banknotes

Euro Savings Account Interest Rate Adjustment

Anti-Money Laundering (AML) Scam

ATM Safety Tips

Meralco Payment Instructions

Service Charge Update


Antipolo / Marikina / Rizal
Caloocan / Malabon / Navotas /        Valenzuela



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